Maximum Funding. Tailored Strategy. Trusted Outcomes.

Our average timeline for clients is 2–6 weeks from onboarding to capital in hand, unless their file requires credit repair, which will extend the timeline. This can vary based on your profile and the complexity of the strategy required, but we move with urgency because we know time is critical.

No. One of our core values is “do no harm,” and every funding plan we design is bult to protect and strengthen your credit profile. If we identify a strategic reason to pursue personal funding that will leave some hard inquiries on your file, the plan will be structured to safeguard long-term credit health, with clients that follow the plan seeing a significant FICO boost during the seasoning period after funding.

Our business model holds us accountable. Unlike competitors who charge upfront to protect themselves, we earn trust by producing results first. Funding compensation is tied directly to the funding we successfully deliver for you, paid after you receive it.

No. While a strong credit profile is beneficial and often qualifies clients for more funding, we work with clients across a spectrum. Our initial underwriting call assesses your current lendability and identifies opportunities to optimize your profile, often rapidly, to achieve your strongest funding potential.

This is a no cost, no obligation assessment where we review your full credit and financial profile. We’ll show you how lenders see you, identify strengths and gaps, explain how we will optimize your file, and attempt to provide an initial timeline and funding projection. In the rare case that we cannot fund you, no one leaves empty handed. You’ll be given an action plan to address whatever is preventing your funding with the goal of helping you get to a point where you can be fundable as soon as possible.

No. By law, no company can guarantee funding results (15 U.S.C. § 1679). What we provide is a conservative projection based on real underwriting data and our track record of results. Many clients ultimately receive more than their initial estimate and every client benefits from us fighting to secure every dollar possible, and they don’t pay until we do.

No. We have funded many start-ups and sole proprietors. There are no barriers to operating as a sole proprietor without formally creating a business entity, though many prefer to create entities for tax or legal reasons. Business history and revenue can qualify you for more funding but is not required.

That depends on the type of funding product. Credit payments only need to be made if there is debt on the credit card; if there is no debt, there will be no monthly payment. As a frame of reference, the typical monthly payment on credit cards with 0% introductory rates is 1% of the balance on the card. Lines of credit usually carry some interest and operate like cash, but payments only need to be made on the balance used. For example, if you have a $100,000 line of credit and use $15,000 for your business, you will only make payments on the $15,000 balance. Loans will typically require monthly payments to begin 30-60 days after funds are deposited to your account.

Yes. If credit repair is required, that will be identified during underwriting. Because different delinquencies on a credit file require different effort and time to resolve, you will get personalized details. We complete repair prior to funding in most cases because it has significant impact on funding outcomes and lender perception. Attempting funding with unrepaired credit nearly always means less capital and more long-term damage.